{"id":108588,"date":"2025-04-05T09:05:00","date_gmt":"2025-04-05T03:35:00","guid":{"rendered":"https:\/\/www.sutrokikhabar.com\/?p=108588"},"modified":"2025-04-05T09:05:00","modified_gmt":"2025-04-05T03:35:00","slug":"why-are-atms-being-shut-down-rapidly-in-the-country-rbis-report-made-a-big-revelation","status":"publish","type":"post","link":"https:\/\/www.sutrokikhabar.com\/?p=108588","title":{"rendered":"\u0926\u0947\u0936 \u092e\u0947\u0902 \u0906\u0916\u093f\u0930 \u0924\u0947\u091c\u0940 \u0938\u0947 \u0915\u094d\u092f\u094b\u0902 \u092c\u0902\u0926 \u0915\u0930 \u0930\u0939\u0947 \u0939\u0948\u0902 ATM?RBI \u0915\u0940 \u0930\u093f\u092a\u094b\u0930\u094d\u091f \u092e\u0947\u0902 \u0939\u0941\u0906 \u092c\u0921\u093c\u093e \u0916\u0941\u0932\u093e\u0938\u093e"},"content":{"rendered":"

\u092e\u0941\u0902\u092c\u0908<\/strong><\/p>\n

\n\u0921\u093f\u091c\u093f\u091f\u0932 \u092f\u0941\u0917 \u0915\u0947 \u0907\u0938 \u0926\u094c\u0930 \u092e\u0947\u0902, \u090f\u0915 \u0924\u0930\u092b \u091c\u0939\u093e\u0902 \u0915\u0948\u0936\u0932\u0947\u0938 \u091f\u094d\u0930\u093e\u0902\u091c\u0947\u0915\u094d\u0936\u0928 \u0905\u092a\u0928\u093e \u0924\u0947\u091c\u0940 \u0938\u0947 \u0938\u094d\u0925\u093e\u0928 \u092c\u0928\u093e \u0930\u0939\u0940 \u0939\u0948 \u0914\u0930 \u0932\u094b\u0917\u094b\u0902 \u0915\u0940 \u0930\u094b\u092e\u0930\u094d\u0930\u093e \u0915\u0940 \u091c\u093f\u0902\u0926\u0917\u0940 \u0915\u094b \u0906\u0938\u093e\u0928 \u092c\u0928\u093e \u0930\u0939\u0940 \u0939\u0948\u0964 \u0935\u0939\u0940\u0902 \u0926\u0942\u0938\u0930\u0940 \u0924\u0930\u092b \u0932\u094b\u0917 \u0905\u092c \u0915\u0948\u0936 \u0915\u0947 \u0938\u093e\u0925 \u0939\u0940 \u0938\u093e\u0925 \u090f\u091f\u0940\u090f\u092e \u0915\u093e \u092a\u094d\u0930\u092f\u094b\u0917 \u0915\u092e \u0915\u0930 \u0930\u0939\u0947 \u0939\u0948\u0902\u0964 \u0907\u0938 \u092c\u0926\u0932\u093e\u0935 \u0915\u0947 \u092a\u0940\u091b\u0947 \u0938\u092c\u0938\u0947 \u092a\u094d\u0930\u092e\u0941\u0916 \u0915\u093e\u0930\u0923 UPI \u092a\u0947\u092e\u0947\u0902\u091f\u094d\u0938 \u0915\u093e \u0909\u092d\u093e\u0930 \u0939\u0948\u0964 UPI \u092f\u093e\u0928\u0940 \u092f\u0942\u0928\u093f\u092b\u093e\u0907\u0921 \u092a\u0947\u092e\u0947\u0902\u091f\u094d\u0938 \u0907\u0902\u091f\u0930\u092b\u0947\u0938 \u0915\u0947 \u092e\u093e\u0927\u094d\u092f\u092e \u0938\u0947 \u0932\u0947\u0928-\u0926\u0947\u0928 \u0906\u0938\u093e\u0928 \u0914\u0930 \u0924\u0947\u091c \u0939\u094b \u0917\u092f\u093e \u0939\u0948, \u091c\u093f\u0938\u0938\u0947 \u0915\u0948\u0936 \u0928\u093f\u0915\u093e\u0938\u0940 \u0915\u0940 \u0906\u0935\u0936\u094d\u092f\u0915\u0924\u093e \u092e\u0947\u0902 \u0915\u092e\u0940 \u0906\u0908 \u0939\u0948\u0964<\/p>\n

\u0926\u0947\u0936 \u092e\u0947\u0902 \u0921\u093f\u091c\u093f\u091f\u0932 \u092a\u0947\u092e\u0947\u0902\u091f \u0915\u093e \u091a\u0932\u0928 \u0924\u0947\u091c\u0940 \u0938\u0947 \u092c\u0922\u093c \u0930\u0939\u093e \u0939\u0948\u0964 \u091c\u093f\u0938\u0915\u0947 \u091a\u0932\u0924\u0947 \u090f\u091f\u0940\u090f\u092e \u0915\u0947 \u0907\u0938\u094d\u0924\u0947\u092e\u093e\u0932 \u092e\u0947\u0902 \u0917\u093f\u0930\u093e\u0935\u091f \u0906\u0908 \u0939\u0948\u0964 \u0907\u0938\u0938\u0947 \u091c\u0941\u0921\u093c\u0940 \u0939\u0941\u0908 \u0906\u0930\u092c\u0940\u0906\u0908 \u0928\u0947 \u0930\u093f\u092a\u094b\u0930\u094d\u091f \u092d\u0940 \u092a\u092c\u094d\u0932\u093f\u0936 \u0915\u0940 \u0939\u0948\u0964<\/p>\n

\u092d\u093e\u0930\u0924 \u092e\u0947\u0902 ATM \u0915\u0940 \u0938\u0902\u0916\u094d\u092f\u093e \u092e\u0947\u0902 \u0932\u0917\u093e\u0924\u093e\u0930 \u0939\u094b \u0930\u0939\u0940 \u0917\u093f\u0930\u093e\u0935\u091f<\/strong><\/p>\n

RBI \u0915\u0947 \u0913\u0930 \u0938\u0947 \u091c\u093e\u0930\u0940 \u0906\u0902\u0915\u0921\u093c\u094b\u0902 \u0915\u0947 \u0905\u0928\u0941\u0938\u093e\u0930,\u0926\u0947\u0936 \u092e\u0947\u0902 \u090f\u091f\u0940\u090f\u092e \u0915\u0940 \u0938\u0902\u0916\u094d\u092f\u093e \u092e\u0947\u0902 \u092d\u093e\u0930\u0940 \u0915\u092e\u0940 \u0906\u0908 \u0939\u0948\u0964 \u092d\u093e\u0930\u0924 \u092e\u0947\u0902 ATM \u0915\u0940 \u0938\u0902\u0916\u094d\u092f\u093e \u0938\u093f\u0924\u0902\u092c\u0930 2023 \u092e\u0947\u0902 219,000 \u0938\u0947 \u0918\u091f\u0915\u0930 \u0938\u093f\u0924\u0902\u092c\u0930 2024 \u092e\u0947\u0902 215,000 \u0939\u094b \u0917\u0908 \u0939\u0948\u0964 \u092f\u0939 \u0917\u093f\u0930\u093e\u0935\u091f \u092e\u0941\u0916\u094d\u092f \u0930\u0942\u092a \u0938\u0947 \u0911\u092b-\u0938\u093e\u0907\u091f ATM \u092e\u0947\u0902 \u0915\u092e\u0940 \u0915\u0947 \u0915\u093e\u0930\u0923 \u0939\u0941\u0908 \u0939\u0948\u0964 \u092f\u0947 ATM \u0938\u093f\u0924\u0902\u092c\u0930 2022 \u092e\u0947\u0902 97,072 \u0938\u0947 \u0917\u093f\u0930\u0915\u0930 \u0938\u093f\u0924\u0902\u092c\u0930 2024 \u092e\u0947\u0902 87,638 \u0924\u0915 \u092a\u0939\u0941\u0902\u091a \u0917\u090f\u0964<\/p>\n

ATM \u0915\u0940 \u0938\u0902\u0916\u094d\u092f\u093e \u092e\u0947\u0902 \u0915\u092e\u0940 \u0915\u0947 \u0915\u093e\u0930\u0923<\/strong><\/p>\n

\u0935\u093f\u0924\u094d\u0924 \u0930\u093e\u091c\u094d\u092f \u092e\u0902\u0924\u094d\u0930\u0940 \u092a\u0902\u0915\u091c \u091a\u094c\u0927\u0930\u0940 \u0928\u0947 \u0932\u094b\u0915\u0938\u092d\u093e \u092e\u0947\u0902 \u092c\u0924\u093e\u092f\u093e \u0915\u093f \u0938\u0930\u0915\u093e\u0930\u0940 \u092c\u0948\u0902\u0915\u094b\u0902 \u0928\u0947 \u090f\u091f\u0940\u090f\u092e \u092c\u0902\u0926 \u0915\u0930\u0928\u0947 \u0915\u0947 \u0932\u093f\u090f \u0915\u0908 \u0915\u093e\u0930\u0923 \u092c\u0924\u093e\u090f \u0939\u0948\u0902\u0964 \u0907\u0928\u092e\u0947\u0902 \u092c\u0948\u0902\u0915\u094b\u0902 \u0915\u093e \u090f\u0915\u0940\u0915\u0930\u0923, \u090f\u091f\u0940\u090f\u092e \u0915\u093e \u0915\u092e \u0907\u0938\u094d\u0924\u0947\u092e\u093e\u0932, \u0935\u094d\u092f\u093e\u0935\u0938\u093e\u092f\u093f\u0915 \u0932\u093e\u092d \u0915\u0940 \u0915\u092e\u0940 \u0914\u0930 \u090f\u091f\u0940\u090f\u092e \u0915\u093e \u0938\u094d\u0925\u093e\u0928\u093e\u0902\u0924\u0930\u0923 \u0936\u093e\u092e\u093f\u0932 \u0939\u0948\u0902\u0964 \u092c\u0948\u0902\u0915\u0930\u094d\u0938 \u0915\u093e \u0915\u0939\u0928\u093e \u0939\u0948 \u0915\u093f \u0921\u093f\u091c\u093f\u091f\u0932 \u092d\u0941\u0917\u0924\u093e\u0928 \u0915\u0947 \u092c\u0922\u093c\u0924\u0947 \u091a\u0932\u0928 \u0914\u0930 \u092f\u0942\u092a\u0940\u0906\u0908 \u0915\u0947 \u0909\u092d\u0930\u0928\u0947 \u0938\u0947 \u0928\u0915\u0926\u0940 \u0915\u093e \u0909\u092a\u092f\u094b\u0917 \u0915\u092e \u0939\u0941\u0906 \u0939\u0948, \u091c\u093f\u0938\u0938\u0947 \u090f\u091f\u0940\u090f\u092e \u0915\u093e \u0938\u0902\u091a\u093e\u0932\u0928 \u0905\u0935\u094d\u092f\u093e\u0935\u0939\u093e\u0930\u093f\u0915 \u0939\u094b \u0917\u092f\u093e \u0939\u0948\u0964<\/p>\n

UPI \u0915\u093e \u092c\u0922\u093c\u0924\u093e \u0926\u092c\u0926\u092c\u093e<\/strong><\/p>\n

\u092a\u093f\u091b\u0932\u0947 \u0928\u094c \u0935\u0930\u094d\u0937\u094b\u0902 \u092e\u0947\u0902 \u0921\u093f\u091c\u093f\u091f\u0932 \u092d\u0941\u0917\u0924\u093e\u0928 \u0914\u0930 \u0935\u093f\u0924\u094d\u0924\u0940\u092f \u0938\u092e\u093e\u0935\u0947\u0936\u0928 \u092e\u0947\u0902 \u0909\u0932\u094d\u0932\u0947\u0916\u0928\u0940\u092f \u0935\u0943\u0926\u094d\u0927\u093f \u0939\u0941\u0908 \u0939\u0948\u0964 \u091c\u0928 \u0927\u0928 \u092f\u094b\u091c\u0928\u093e, \u092e\u094b\u092c\u093e\u0907\u0932 \u0907\u0902\u091f\u0930\u0928\u0947\u091f \u0914\u0930 \u092f\u0942\u092a\u0940\u0906\u0908 \u0915\u0947 \u092a\u094d\u0930\u0938\u093e\u0930 \u0928\u0947 \u0907\u0938 \u092c\u0926\u0932\u093e\u0935 \u0915\u094b \u092c\u0922\u093c\u093e\u0935\u093e \u0926\u093f\u092f\u093e \u0939\u0948\u0964 \u092a\u093f\u091b\u0932\u0947 \u092a\u093e\u0902\u091a \u0935\u0930\u094d\u0937\u094b\u0902 \u092e\u0947\u0902 \u092f\u0942\u092a\u0940\u0906\u0908 \u0932\u0947\u0928\u0926\u0947\u0928 \u092e\u0947\u0902 25 \u0917\u0941\u0928\u093e \u0935\u0943\u0926\u094d\u0927\u093f \u0939\u0941\u0908 \u0939\u0948\u0964 \u0935\u093f\u0924\u094d\u0924 \u0935\u0930\u094d\u0937 2018-19 \u092e\u0947\u0902 \u091c\u0939\u093e\u0902 535 \u0915\u0930\u094b\u0921\u093c \u092f\u0942\u092a\u0940\u0906\u0908 \u0932\u0947\u0928\u0926\u0947\u0928 \u0939\u0941\u090f, \u0935\u0939\u0940\u0902 2023-24 \u092e\u0947\u0902 \u092f\u0939 \u092c\u0922\u093c\u0915\u0930 13,113 \u0915\u0930\u094b\u0921\u093c \u0939\u094b \u0917\u090f\u0964 \u0907\u0938 \u0935\u093f\u0924\u094d\u0924 \u0935\u0930\u094d\u0937 (\u0938\u093f\u0924\u0902\u092c\u0930 \u0924\u0915) \u092f\u0942\u092a\u0940\u0906\u0908 \u0915\u0947 \u091c\u0930\u093f\u090f 122 \u0932\u093e\u0916 \u0915\u0930\u094b\u0921\u093c \u0930\u0941\u092a\u090f \u0915\u0947 8,566 \u0915\u0930\u094b\u0921\u093c \u0938\u0947 \u0905\u0927\u093f\u0915 \u091f\u094d\u0930\u093e\u0902\u091c\u0948\u0915\u094d\u0936\u0928 \u0926\u0930\u094d\u091c \u0939\u0941\u090f \u0939\u0948\u0902\u0964<\/p>\n

\u0921\u093f\u091c\u093f\u091f\u0932 \u0907\u0902\u0921\u093f\u092f\u093e \u0915\u0940 \u0913\u0930 \u092c\u0922\u093c\u0924\u093e \u0915\u0926\u092e<\/strong><\/p>\n

\u0909\u092a\u092d\u094b\u0915\u094d\u0924\u093e \u0905\u092c \u0938\u092c\u094d\u091c\u093f\u092f\u094b\u0902 \u0938\u0947 \u0932\u0947\u0915\u0930 \u0911\u091f\u094b \u0938\u0935\u093e\u0930\u0940 \u0914\u0930 \u092e\u0939\u0902\u0917\u0940 \u0916\u0930\u0940\u0926\u093e\u0930\u0940 \u0924\u0915 \u0915\u0947 \u0932\u093f\u090f \u092f\u0942\u092a\u0940\u0906\u0908 \u0915\u093e \u0909\u092a\u092f\u094b\u0917 \u0915\u0930 \u0930\u0939\u0947 \u0939\u0948\u0902\u0964 \u0907\u0938 \u0921\u093f\u091c\u093f\u091f\u0932 \u0915\u094d\u0930\u093e\u0902\u0924\u093f \u0928\u0947 \u092d\u093e\u0930\u0924 \u0915\u094b \u0928\u0915\u0926\u0940 \u0938\u0947 \u0921\u093f\u091c\u093f\u091f\u0932 \u092d\u0941\u0917\u0924\u093e\u0928 \u0915\u0940 \u0913\u0930 \u0924\u0947\u091c\u0940 \u0938\u0947 \u092c\u0922\u093c\u093e\u092f\u093e \u0939\u0948\u0964<\/p>\n

\u0915\u094d\u092f\u094b\u0902 \u0915\u092e \u0939\u094b \u0930\u0939\u0947 ATM<\/strong><\/p>\n

\u092e\u0940\u0921\u093f\u092f\u093e \u0930\u093f\u092a\u094b\u0930\u094d\u091f\u094d\u0938 \u0915\u0947 \u0905\u0928\u0941\u0938\u093e\u0930, \u0926\u0947\u0936 \u092e\u0947\u0902 \u092a\u093f\u091b\u0932\u0947 \u0915\u093e\u092b\u0940 \u0938\u092e\u092f \u0938\u0947 \u0921\u093f\u091c\u093f\u091f\u0932 \u092a\u0947\u092e\u0947\u0902\u091f \u092a\u0930 \u091c\u094b\u0930 \u0926\u093f\u092f\u093e \u091c\u093e \u0930\u0939\u093e \u0939\u0948\u0964 \u0921\u093f\u091c\u093f\u091f\u0932 \u092a\u0947\u092e\u0947\u0902\u091f \u0915\u0930\u0928\u093e \u0932\u094b\u0917\u094b\u0902 \u0915\u094b \u0915\u093e\u092b\u0940 \u0906\u0938\u093e\u0928 \u092d\u0940 \u0932\u0917\u0924\u093e \u0939\u0948, \u0907\u0938\u0932\u093f\u090f \u0915\u092e \u0938\u092e\u092f \u092e\u0947\u0902 \u0939\u0940 \u092f\u0939 \u092a\u0942\u0930\u0947 \u0926\u0947\u0936 \u092e\u0947\u0902 \u0915\u093e\u092b\u0940 \u0932\u094b\u0915\u092a\u094d\u0930\u093f\u092f \u0939\u094b \u0917\u092f\u093e \u0939\u0948\u0964 \u092c\u0948\u0902\u0915\u094b\u0902 \u0915\u0947 \u0918\u091f\u0924\u0940 \u090f\u091f\u0940\u090f\u092e \u0915\u0940 \u0938\u0902\u0916\u094d\u092f\u093e \u092e\u0947\u0902 \u0915\u093e\u092b\u0940 \u092c\u0921\u093c\u093e \u0930\u094b\u0932 \u092f\u0942\u092a\u0940\u0906\u0908 \u0915\u093e \u092d\u0940 \u0939\u0948\u0964 \u092a\u093f\u091b\u0932\u0947 \u0915\u0941\u091b \u0938\u092e\u092f \u0938\u0947 \u090f\u091f\u0940\u090f\u092e \u0915\u0947 \u092a\u0949\u092a\u0941\u0932\u0948\u0930\u093f\u091f\u0940 \u092e\u0947\u0902 \u0915\u093e\u092b\u0940 \u0915\u092e\u0940 \u0906\u0908 \u0939\u0948\u0964 \u0932\u094b\u0917\u094b\u0902 \u0924\u0915 \u090f\u091f\u0940\u090f\u092e \u0915\u0940 \u092a\u0939\u0941\u0902\u091a \u0905\u092d\u0940 \u092d\u0940 \u0915\u092e \u0939\u0948, \u0930\u093f\u092a\u094b\u0930\u094d\u091f\u094d\u0938 \u0915\u0947 \u0905\u0928\u0941\u0938\u093e\u0930, \u0926\u0947\u0936 \u092e\u0947\u0902 \u092a\u094d\u0930\u0924\u093f 100,000 \u0932\u094b\u0917\u094b\u0902 \u092a\u0930 \u0915\u0947\u0935\u0932 15 \u090f\u091f\u0940\u090f\u092e \u0939\u0948\u0902\u0964<\/p>\n

RBI \u0915\u0947 \u0928\u093f\u092f\u092e\u094b\u0902 \u0915\u093e \u0905\u0938\u0930<\/strong><\/p>\n

\u0926\u0947\u0936 \u092e\u0947\u0902 \u0928\u0915\u0926\u0940 \u0905\u092d\u0940 \u092d\u0940 \u092d\u093e\u0930\u0924 \u0915\u0940 \u0905\u0930\u094d\u0925\u0935\u094d\u092f\u0935\u0938\u094d\u0925\u093e \u092e\u0947\u0902 \u092e\u0939\u0924\u094d\u0935\u092a\u0942\u0930\u094d\u0923 \u092d\u0942\u092e\u093f\u0915\u093e \u0928\u093f\u092d\u093e\u0924\u0940 \u0939\u0948\u0964 \u0935\u093f\u0924\u094d\u0924 \u0935\u0930\u094d\u0937 22 \u092e\u0947\u0902 89% \u0932\u0947\u0928-\u0926\u0947\u0928 \u0914\u0930 \u0938\u0915\u0932 \u0918\u0930\u0947\u0932\u0942 \u0909\u0924\u094d\u092a\u093e\u0926 \u0915\u093e 12% \u0939\u093f\u0938\u094d\u0938\u093e \u0928\u0917\u0926 \u0932\u0947\u0928 \u0926\u0947\u0928 \u0915\u093e \u0939\u0940 \u0925\u093e\u0964 \u0932\u0947\u0915\u093f\u0928 \u090f\u091f\u0940\u090f\u092e \u0932\u0947\u0928-\u0926\u0947\u0928 \u0914\u0930 \u0907\u0902\u091f\u0930\u091a\u0947\u0902\u091c \u0936\u0941\u0932\u094d\u0915 \u092a\u0930 RBI \u0915\u0947 \u0928\u093f\u092f\u092e\u094b\u0902 \u0928\u0947 ATM \u092a\u0930 \u0905\u092a\u0928\u093e \u0917\u0939\u0930\u093e \u0905\u0938\u0930 \u0921\u093e\u0932\u093e \u0939\u0948\u0964 \u0907\u0915\u094b\u0928\u0949\u092e\u093f\u0915 \u091f\u093e\u0907\u092e\u094d\u0938 \u0915\u0940 \u090f\u0915 \u0930\u093f\u092a\u094b\u0930\u094d\u091f \u0915\u0947 \u0905\u0928\u0941\u0938\u093e\u0930, \u092f\u0939 \u092c\u0926\u0932\u093e\u0935 \u0921\u093f\u091c\u093f\u091f\u0932 \u092d\u0941\u0917\u0924\u093e\u0928 \u0935\u093f\u0936\u0947\u0937 \u0930\u0942\u092a \u0938\u0947 \u092f\u0942\u092a\u0940\u0906\u0908 \u0915\u0940 \u092c\u0922\u093c\u0924\u0940 \u0932\u094b\u0915\u092a\u094d\u0930\u093f\u092f\u0924\u093e \u0914\u0930 \u0921\u093f\u091c\u093f\u091f\u0932 \u092a\u0930\u093f\u0935\u0930\u094d\u0924\u0928 \u092a\u0930 \u0930\u0923\u0928\u0940\u0924\u093f\u0915 \u0927\u094d\u092f\u093e\u0928 \u0915\u0947\u0902\u0926\u094d\u0930\u093f\u0924 \u0915\u0930\u0928\u0947 \u0938\u0947 \u092a\u094d\u0930\u0947\u0930\u093f\u0924 \u0939\u0948\u0964<\/p>\n

\u0906\u0907\u090f \u0938\u092c\u0938\u0947 \u092a\u0939\u0932\u0947 (Automated Teller Machine- ATM) \u0915\u0947 \u0907\u0924\u093f\u0939\u093e\u0938 \u092a\u0930 \u090f\u0915 \u0928\u091c\u0930 \u0921\u093e\u0932\u0924\u0947 \u0939\u0948\u0902:<\/strong>
\n\u092d\u093e\u0930\u0924 \u092e\u0947\u0902 \u092a\u0939\u0932\u093e \u090f\u091f\u0940\u090f\u092e \u0938\u093e\u0932 1987 \u092e\u0947\u0902 HSBC \u0928\u0947 \u092e\u0941\u0902\u092c\u0908 \u092e\u0947\u0902 \u0932\u0917\u093e\u092f\u093e \u0925\u093e. \u0909\u0938\u0915\u0947 \u0905\u0917\u0932\u0947 10 \u0935\u0930\u094d\u0937\u094b\u0902 \u092e\u0947\u0902 \u092f\u093e\u0928\u0940 1997 \u0924\u0915 \u0926\u0947\u0936 \u092e\u0947\u0902 \u0915\u0930\u0940\u092c 1500 \u090f\u091f\u0940\u090f\u092e \u0916\u0941\u0932\u0947. \u0905\u0917\u0930 \u0926\u0941\u0928\u093f\u092f\u093e \u092e\u0947\u0902 \u092a\u0939\u0932\u093e ATM \u0915\u0940 \u092c\u093e\u0924 \u0915\u0930\u0947\u0902 \u0924\u094b 27 \u091c\u0942\u0928 1967 \u0915\u094b \u0932\u0902\u0926\u0928 \u0915\u0947 \u090f\u0928\u092b\u0940\u0932\u094d\u0921 \u092e\u0947\u0902 \u090f\u0915 \u0915\u0948\u0936 \u092e\u0936\u0940\u0928 \u0915\u093e \u0909\u092a\u092f\u094b\u0917 \u0915\u093f\u092f\u093e \u0917\u092f\u093e \u0925\u093e, \u091c\u093f\u0938\u0947 \u0926\u0941\u0928\u093f\u092f\u093e \u0915\u0940 \u092a\u0939\u0932\u0940 \u090f\u091f\u0940\u090f\u092e \u0915\u0947 \u0930\u0942\u092a \u092e\u0947\u0902 \u092e\u093e\u0928\u094d\u092f\u0924\u093e \u092a\u094d\u0930\u093e\u092a\u094d\u0924 \u0939\u0948. \u0907\u0938 ATM \u0915\u094b \u092c\u093e\u0930\u094d\u0915\u0932\u0947\u091c \u092c\u0948\u0902\u0915 \u0928\u0947 \u0936\u0941\u0930\u0942 \u0915\u093f\u092f\u093e \u0925\u093e. 80 \u0915\u0947 \u0926\u0936\u0915 \u0915\u0947 \u0926\u094c\u0930\u093e\u0928 \u0926\u0941\u0928\u093f\u092f\u093e \u0915\u0947 \u0915\u0908 \u092c\u0921\u093c\u0947 \u0926\u0947\u0936\u094b\u0902 \u092e\u0947\u0902 ATM \u092e\u0941\u0916\u094d\u092f\u0927\u093e\u0930\u093e \u092e\u0947\u0902 \u0936\u093e\u092e\u093f\u0932 \u0939\u094b \u0917\u090f \u0925\u0947.<\/p>\n

\u0907\u0938\u0915\u0947 \u092c\u093e\u0926 \u0938\u093e\u0932 1997 \u092e\u0947\u0902 \u0907\u0902\u0921\u093f\u092f\u0928 \u092c\u0948\u0902\u0915\u094d\u0938 \u090f\u0938\u094b\u0938\u093f\u090f\u0936\u0928 (IBA) \u0928\u0947 '\u0938\u094d\u0935\u0927\u0928' \u0928\u093e\u092e\u0915 \u0938\u0947 \u092a\u0939\u0932\u093e \u091c\u094d\u0935\u093e\u0907\u0902\u091f ATM \u0928\u0947\u091f\u0935\u0930\u094d\u0915 \u0936\u0941\u0930\u0942 \u0915\u093f\u092f\u093e, \u091c\u093f\u0938\u0947 \u0907\u0902\u0921\u093f\u092f\u093e \u0938\u094d\u0935\u093f\u091a \u0915\u0902\u092a\u0928\u0940 (ISC) \u0928\u0947 \u0938\u0902\u091a\u093e\u0932\u093f\u0924 \u0915\u093f\u092f\u093e. \u0939\u093e\u0932\u093e\u0902\u0915\u093f, \u092f\u0939 2003 \u092e\u0947\u0902 \u092c\u0902\u0926 \u0939\u094b \u0917\u092f\u093e. \u0909\u0938\u0915\u0947 \u092c\u093e\u0926 2004 \u092e\u0947\u0902 \u0928\u0947\u0936\u0928\u0932 \u092b\u093e\u0907\u0928\u0947\u0902\u0936\u093f\u092f\u0932 \u0938\u094d\u0935\u093f\u091a (NFS) \u0915\u0940 \u0938\u094d\u0925\u093e\u092a\u0928\u093e \u0939\u0941\u0908, \u091c\u094b \u0906\u091c \u092d\u093e\u0930\u0924 \u0915\u093e \u0938\u092c\u0938\u0947 \u092c\u0921\u093c\u093e ATM \u0928\u0947\u091f\u0935\u0930\u094d\u0915 \u0939\u0948, \u091c\u093f\u0938\u0947 \u0928\u0947\u0936\u0928\u0932 \u092a\u0947\u092e\u0947\u0902\u091f\u094d\u0938 \u0915\u0949\u0930\u094d\u092a\u094b\u0930\u0947\u0936\u0928 \u0911\u092b \u0907\u0902\u0921\u093f\u092f\u093e (NPCI) \u0938\u0902\u091a\u093e\u0932\u093f\u0924 \u0915\u0930\u0924\u093e \u0939\u0948.<\/p>\n

\u0906\u091c \u092d\u093e\u0930\u0924 \u092e\u0947\u0902 \u0915\u0941\u0932 \u0907\u0924\u0928\u0947 ATM<\/strong>
\n\u091c\u0928\u0935\u0930\u0940 2022 \u0924\u0915, NFS \u0928\u0947\u091f\u0935\u0930\u094d\u0915 \u0915\u0947 \u0924\u0939\u0924 \u092d\u093e\u0930\u0924 \u092e\u0947\u0902 2,55,000 \u0938\u0947 \u0905\u0927\u093f\u0915 ATM \u0925\u0947, \u091c\u093f\u0938\u092e\u0947\u0902 \u0928\u0915\u0926\u0940 \u091c\u092e\u093e \u092e\u0936\u0940\u0928\u0947\u0902 \u0914\u0930 \u0930\u093f\u0938\u093e\u0907\u0915\u094d\u0932\u0930 \u0936\u093e\u092e\u093f\u0932 \u0925\u0947. \u0930\u093f\u091c\u0930\u094d\u0935 \u092c\u0948\u0902\u0915 \u0911\u092b \u0907\u0902\u0921\u093f\u092f\u093e (RBI) \u0914\u0930 NPCI \u0915\u0947 \u0906\u0902\u0915\u0921\u093c\u094b\u0902 \u0915\u0947 \u0906\u0927\u093e\u0930 \u092a\u0930 2023 \u0924\u0915 \u092d\u093e\u0930\u0924 \u092e\u0947\u0902 \u0932\u0917\u092d\u0917 2,60,000 \u0938\u0947 2,70,000 ATM \u0939\u094b\u0928\u0947 \u0915\u093e \u0905\u0928\u0941\u092e\u093e\u0928 \u0925\u093e. \u092b\u093f\u0932\u0939\u093e\u0932 \u092d\u093e\u0930\u0924 \u092e\u0947\u0902 \u0932\u0917\u092d\u0917 2.8 \u0938\u0947 3 \u0932\u093e\u0916 ATM \u0939\u094b\u0928\u0947 \u0915\u0940 \u0938\u0902\u092d\u093e\u0935\u0928\u093e \u0939\u0948. \u092b\u093f\u0932\u0939\u093e\u0932 \u0926\u0947\u0936 \u092e\u0947\u0902 \u090f\u0915 \u0932\u093e\u0916 \u0932\u094b\u0917\u094b\u0902 \u092a\u0930 15 ATM \u0939\u0948\u0902.  ATM \u0915\u0940 \u0938\u0902\u0916\u094d\u092f\u093e \u0914\u0930 \u092a\u094d\u0930\u092d\u093e\u0935 \u0915\u0947 \u0906\u0927\u093e\u0930 \u092a\u0930 SBI \u0938\u092c\u0938\u0947 \u092c\u0921\u093c\u093e \u0911\u092a\u0930\u0947\u091f\u0930 \u0939\u0948, \u0932\u0947\u0915\u093f\u0928 \u0915\u0948\u0936 \u092e\u0948\u0928\u0947\u091c\u092e\u0947\u0902\u091f \u092e\u0947\u0902 CMS \u0915\u093e \u0926\u092c\u0926\u092c\u093e \u0939\u0948.<\/p>\n

\u092d\u093e\u0930\u0924 \u092e\u0947\u0902 \u0905\u092c \u0924\u0915 \u0915\u093f\u0924\u0928\u0947 ATM \u092c\u0902\u0926 \u0939\u094b \u091a\u0941\u0915\u0947 \u0939\u0948\u0902…<\/strong>
\nRBI \u0915\u0947 \u0906\u0902\u0915\u0921\u093c\u094b\u0902 \u0915\u0947 \u0905\u0928\u0941\u0938\u093e\u0930, \u092d\u093e\u0930\u0924 \u092e\u0947\u0902 ATM \u0915\u0940 \u0938\u0902\u0916\u094d\u092f\u093e \u0938\u093f\u0924\u0902\u092c\u0930 2023 \u092e\u0947\u0902 2,19,000 \u0925\u0940, \u091c\u094b \u0938\u093f\u0924\u0902\u092c\u0930 2024 \u092e\u0947\u0902 \u0918\u091f\u0915\u0930 2,15,000 \u0939\u094b \u0917\u0908.  \u0907\u0938\u0915\u093e \u092e\u0924\u0932\u092c \u092f\u0947 \u0939\u0948 \u0915\u093f \u0907\u0938 \u0905\u0935\u0927\u093f \u092e\u0947\u0902 \u0915\u0930\u0940\u092c 4 \u0939\u091c\u093e\u0930 ATM \u092c\u0902\u0926 \u0939\u0941\u090f. \u092f\u0939\u0940 \u0928\u0939\u0940\u0902, \u0938\u093e\u0932 2017 \u0915\u0947 \u092c\u093e\u0926 \u0938\u0947 \u0939\u0940 ATM \u0915\u0940 \u0938\u0902\u0916\u094d\u092f\u093e \u092e\u0947\u0902 \u092c\u0922\u093c\u094b\u0924\u0930\u0940 \u0927\u0940\u092e\u0940 \u0939\u094b \u0917\u0908, \u0914\u0930 \u0938\u093e\u0932-\u0926\u0930-\u0938\u093e\u0932 \u0907\u0938\u0915\u093e \u0926\u093e\u092f\u0930\u093e \u092c\u0922\u093c\u0924\u093e \u0917\u092f\u093e \u0939\u0948. \u0916\u093e\u0938\u0915\u0930 2022 \u0915\u0947 \u092c\u093e\u0926 \u0938\u0947 \u0911\u092b-\u0938\u093e\u0907\u091f ATM (\u092c\u0948\u0902\u0915 \u092a\u0930\u093f\u0938\u0930 \u0938\u0947 \u092c\u093e\u0939\u0930 \u0938\u094d\u0925\u093f\u0924) \u0915\u0940 \u0938\u0902\u0916\u094d\u092f\u093e \u092e\u0947\u0902 \u0932\u0917\u093e\u0924\u093e\u0930 \u0917\u093f\u0930\u093e\u0935\u091f \u0906\u0908 \u0939\u0948. \u092f\u0939 \u0921\u093f\u091c\u093f\u091f\u0932 \u092d\u0941\u0917\u0924\u093e\u0928 (\u091c\u0948\u0938\u0947 UPI) \u0915\u0947 \u092c\u0922\u093c\u0924\u0947 \u0909\u092a\u092f\u094b\u0917, ATM \u0938\u0902\u091a\u093e\u0932\u0928 \u0915\u0940 \u0909\u091a\u094d\u091a \u0932\u093e\u0917\u0924, \u0914\u0930 \u092c\u0948\u0902\u0915 \u0936\u093e\u0916\u093e\u0913\u0902 \u0915\u0947 \u0935\u093f\u0932\u092f \u0915\u0947 \u0915\u093e\u0930\u0923 \u0939\u094b \u0930\u0939\u093e \u0939\u0948.<\/p>\n

\u0915\u094d\u092f\u094b\u0902 \u092c\u0902\u0926 \u0939\u094b \u0930\u0939\u0947 \u0939\u0948\u0902 ATM?<\/strong>
\n\u092f\u093e\u0928\u0940 \u0938\u092c\u0915\u0941\u091b \u0917\u094d\u0930\u093e\u0939\u0915\u094b\u0902 \u092a\u0930 \u0928\u093f\u0930\u094d\u092d\u0930 \u0915\u0930\u0924\u093e \u0939\u0948, \u0905\u0917\u0930 ATM \u0915\u093e \u0916\u0942\u092c \u0909\u092a\u092f\u094b\u0917 \u0939\u094b\u0917\u093e \u0924\u094b \u092b\u093f\u0930 \u0915\u093e\u0930\u094b\u092c\u093e\u0930 \u0918\u093e\u091f\u0947 \u092e\u0947\u0902 \u0928\u0939\u0940\u0902 \u091a\u0932\u0947\u0917\u093e, \u0935\u0939\u0940\u0902 \u0905\u0917\u0930 \u090f\u0915 ATM \u092e\u0939\u0940\u0928\u0947 \u092e\u0947\u0902 300-500 \u0932\u0947\u0928\u0926\u0947\u0928 \u0915\u0930\u0924\u093e \u0939\u0948, \u0924\u094b \u092f\u0939 \u0918\u093e\u091f\u0947 \u092e\u0947\u0902 \u092d\u0940 \u091c\u093e \u0938\u0915\u0924\u093e \u0939\u0948. \u092f\u0947 \u0915\u0921\u093c\u0935\u093e \u0938\u091a \u0939\u0948, \u0926\u0947\u0936 \u092e\u0947\u0902 ATM \u0915\u093e \u0909\u092a\u092f\u094b\u0917 \u0924\u0947\u091c\u0940 \u0938\u0947 \u0918\u091f\u093e \u0939\u0948. \u0915\u094d\u092f\u094b\u0902\u0915\u093f \u091c\u094d\u092f\u093e\u0926\u093e\u0924\u0930 \u0932\u094b\u0917 \u0921\u093f\u091c\u093f\u091f\u0932 \u092d\u0941\u0917\u0924\u093e\u0928 (UPI) \u0915\u093e \u0907\u0938\u094d\u0924\u0947\u092e\u093e\u0932 \u0915\u0930 \u0930\u0939\u0947 \u0939\u0948\u0902, \u091c\u093f\u0938\u0938\u0947 \u0915\u0941\u091b ATM \u092c\u0902\u0926 \u092d\u0940 \u0939\u0941\u090f. RBI \u0915\u0947 \u0905\u0928\u0941\u0938\u093e\u0930, 2023 \u092e\u0947\u0902 \u092d\u093e\u0930\u0924 \u092e\u0947\u0902 \u092a\u094d\u0930\u0924\u093f ATM \u0914\u0938\u0924\u0928 50-100 \u0932\u0947\u0928\u0926\u0947\u0928 \u092a\u094d\u0930\u0924\u093f\u0926\u093f\u0928 \u0939\u094b\u0924\u0947 \u0925\u0947, \u091c\u094b \u0911\u092a\u0930\u0947\u091f\u0930 \u0915\u0947 \u0932\u093f\u090f \u092a\u0930\u094d\u092f\u093e\u092a\u094d\u0924 \u0906\u092f \u0938\u0941\u0928\u093f\u0936\u094d\u091a\u093f\u0924 \u0915\u0930\u0924\u093e \u0939\u0948.<\/p>\n

ATM \u0915\u0947 \u0918\u093e\u091f\u0947 \u092e\u0947\u0902 \u091c\u093e\u0928\u0947 \u0915\u0947 \u0915\u0908 \u0915\u093e\u0930\u0923 \u0939\u094b \u0938\u0915\u0924\u0947 \u0939\u0948\u0902, \u091c\u094b \u0924\u0915\u0928\u0940\u0915\u0940, \u0906\u0930\u094d\u0925\u093f\u0915, \u0914\u0930 \u0938\u093e\u092e\u093e\u091c\u093f\u0915 \u0915\u093e\u0930\u0915\u094b\u0902 \u0938\u0947 \u091c\u0941\u0921\u093c\u0947 \u0939\u0948\u0902.<\/strong><\/p>\n

ATM \u0938\u0947 \u0915\u092e\u093e\u0908 \u0915\u0947 \u0924\u0930\u0940\u0915\u0947:<\/strong>
\n\u0921\u093f\u091c\u093f\u091f\u0932 \u0932\u0947\u0928\u0926\u0947\u0928 \u0915\u0940 \u0935\u091c\u0939 \u0938\u0947 ATM \u0915\u093e \u0907\u0938\u094d\u0924\u0947\u092e\u093e\u0932 \u0915\u092e \u0939\u094b \u0930\u0939\u093e \u0939\u0948, \u0907\u0938\u0932\u093f\u090f \u0907\u0938\u0938\u0947 \u091c\u0941\u0921\u093c\u0940\u0902 \u0915\u0902\u092a\u0928\u093f\u092f\u093e\u0902 \u0918\u093e\u091f\u0947 \u092e\u0947\u0902 \u091a\u0932 \u0930\u0939\u0940 \u0939\u0948\u0902. \u0926\u0930\u0905\u0938\u0932, ATM \u0915\u0940 \u0915\u092e\u093e\u0908 \u0915\u0908 \u0924\u0930\u0940\u0915\u094b\u0902 \u0938\u0947 \u0939\u094b\u0924\u0940 \u0939\u0948\u0902, \u091c\u094b \u0907\u0938 \u092c\u093e\u0924 \u092a\u0930 \u0928\u093f\u0930\u094d\u092d\u0930 \u0915\u0930\u0924\u093e \u0939\u0948 \u0915\u093f ATM \u0915\u094b \u0915\u094c\u0928 \u0938\u0902\u091a\u093e\u0932\u093f\u0924 \u0915\u0930 \u0930\u0939\u093e \u0939\u0948- \u092c\u0948\u0902\u0915, \u0935\u094d\u0939\u093e\u0907\u091f-\u0932\u0947\u092c\u0932 ATM \u0911\u092a\u0930\u0947\u091f\u0930 (WLAs), \u092f\u093e \u0915\u094b\u0908 \u0924\u0940\u0938\u0930\u0940 \u092a\u093e\u0930\u094d\u091f\u0940.<\/p>\n

\u0915\u0939\u093e\u0902-\u0915\u0939\u093e\u0902 \u0938\u0947 \u0939\u094b\u0924\u0940 \u0939\u0948 \u0915\u092e\u093e\u0908?
\n1. \u0907\u0902\u091f\u0930\u091a\u0947\u0902\u091c \u092b\u0940\u0938 (Interchange Fee)<\/strong>
\n\u091c\u092c \u0915\u094b\u0908 \u0917\u094d\u0930\u093e\u0939\u0915 \u0905\u092a\u0928\u0947 \u092c\u0948\u0902\u0915 \u0915\u0947 \u0905\u0932\u093e\u0935\u093e \u0915\u093f\u0938\u0940 \u0905\u0928\u094d\u092f \u092c\u0948\u0902\u0915 \u0915\u0947 ATM \u0938\u0947 \u092a\u0948\u0938\u0947 \u0928\u093f\u0915\u093e\u0932\u0924\u093e \u0939\u0948, \u0924\u094b \u0909\u0938\u0915\u093e \u092c\u0948\u0902\u0915 \u0909\u0938 ATM \u0911\u0928\u0930 (\u0911\u092a\u0930\u0947\u091f\u0930) \u0915\u094b \u090f\u0915 \u091b\u094b\u091f\u0940 \u092b\u0940\u0938 \u0926\u0947\u0924\u093e \u0939\u0948. \u0907\u0938\u0947 \u0907\u0902\u091f\u0930\u091a\u0947\u0902\u091c \u092b\u0940\u0938 \u0915\u0939\u0924\u0947 \u0939\u0948\u0902. RBI \u0915\u0947 \u092e\u0941\u0924\u093e\u092c\u093f\u0915 17 \u0930\u0941\u092a\u092f\u0947 \u092a\u094d\u0930\u0924\u093f \u0928\u0915\u0926 \u0928\u093f\u0915\u093e\u0938\u0940 \u0914\u0930 6 \u0930\u0941\u092a\u092f\u0947 \u092a\u094d\u0930\u0924\u093f \u0917\u0948\u0930-\u0928\u0915\u0926 \u0932\u0947\u0928\u0926\u0947\u0928 (\u091c\u0948\u0938\u0947 \u092c\u0948\u0932\u0947\u0902\u0938 \u091a\u0947\u0915) \u091a\u093e\u0930\u094d\u091c ATM \u0911\u092a\u0930\u0947\u091f\u0930 \u0915\u094b \u092d\u0941\u0917\u0924\u093e\u0928 \u0915\u093f\u092f\u093e \u091c\u093e\u0924\u093e \u0939\u0948. \u0909\u0926\u093e\u0939\u0930\u0923 \u0915\u0947 \u0932\u093f\u090f \u0905\u0917\u0930 \u090f\u0915 \u092e\u0939\u0940\u0928\u0947 \u092e\u0947\u0902 1000 \u0932\u094b\u0917 \u0915\u093f\u0938\u0940 ATM \u0938\u0947 \u0926\u0942\u0938\u0930\u0947 \u092c\u0948\u0902\u0915 \u0915\u093e \u0915\u093e\u0930\u094d\u0921 \u0907\u0938\u094d\u0924\u0947\u092e\u093e\u0932 \u0915\u0930\u0924\u0947 \u0939\u0948\u0902, \u0924\u094b \u20b917 x 1000 = \u20b917,000 \u0915\u0940 \u0915\u092e\u093e\u0908 \u0939\u094b \u0938\u0915\u0924\u0940 \u0939\u0948.<\/p>\n

 2. \u0938\u0930\u094d\u0935\u093f\u0938 \u091a\u093e\u0930\u094d\u091c \u092f\u093e \u0938\u0930\u091a\u093e\u0930\u094d\u091c (Service Charge\/Surcharge)<\/strong>
\nRBI \u0915\u0947 \u0938\u0930\u094d\u0915\u0941\u0932\u0930 \u0915\u0947 \u0939\u093f\u0938\u093e\u092c \u0938\u0947 \u0917\u094d\u0930\u093e\u0939\u0915\u094b\u0902 \u0915\u094b \u0905\u092a\u0928\u0947 \u092c\u0948\u0902\u0915 \u0915\u0947 ATM \u0938\u0947 5 \u092e\u0941\u092b\u094d\u0924 \u0932\u0947\u0928\u0926\u0947\u0928 \u0914\u0930 \u0905\u0928\u094d\u092f \u092c\u0948\u0902\u0915\u094b\u0902 \u0915\u0947 ATM \u0938\u0947 3 \u092e\u0941\u092b\u094d\u0924 \u0932\u0947\u0928\u0926\u0947\u0928 (\u092e\u0947\u091f\u094d\u0930\u094b \u0936\u0939\u0930\u094b\u0902 \u092e\u0947\u0902) \u0939\u0930 \u092e\u0939\u0940\u0928\u0947 \u092e\u093f\u0932\u0924\u0947 \u0939\u0948\u0902. \u0907\u0938\u0938\u0947 \u091c\u094d\u092f\u093e\u0926\u093e \u091f\u094d\u0930\u093e\u0902\u091c\u0948\u0915\u094d\u0936\u0928 \u092a\u0930 \u092c\u0948\u0902\u0915 \u0917\u094d\u0930\u093e\u0939\u0915\u094b\u0902 \u0938\u0947 \u091a\u093e\u0930\u094d\u091c \u0935\u0938\u0942\u0932\u0924\u093e \u0939\u0948. \u0939\u0930 \u091f\u094d\u0930\u093e\u0902\u091c\u0948\u0915\u094d\u0936\u0928 \u092a\u0930 20 \u0938\u0947 21 \u0930\u0941\u092a\u092f\u0947 \u0935\u0938\u0942\u0932\u093e \u091c\u093e\u0924\u093e \u0939\u0948.<\/p>\n

3. \u0935\u093f\u091c\u094d\u091e\u093e\u092a\u0928 \u0938\u0947 \u0915\u092e\u093e\u0908<\/strong>
\n\u0907\u0938\u0915\u0947 \u0905\u0932\u093e\u0935\u093e ATM \u0915\u0940 \u0938\u094d\u0915\u094d\u0930\u0940\u0928 \u092a\u0930 \u0935\u093f\u091c\u094d\u091e\u093e\u092a\u0928 \u0926\u093f\u0916\u093e\u0915\u0930 \u092f\u093e ATM \u0915\u0947 \u092c\u093e\u0939\u0930\u0940 \u0939\u093f\u0938\u094d\u0938\u0947 \u092a\u0930 \u092c\u094d\u0930\u093e\u0902\u0921\u093f\u0902\u0917 \u0915\u0930\u0915\u0947 \u0905\u0924\u093f\u0930\u093f\u0915\u094d\u0924 \u0906\u092f \u0915\u0940 \u091c\u093e \u0938\u0915\u0924\u0940 \u0939\u0948. \u0915\u0941\u091b ATM \u092e\u094b\u092c\u093e\u0907\u0932 \u0930\u093f\u091a\u093e\u0930\u094d\u091c, \u092c\u093f\u0932 \u092d\u0941\u0917\u0924\u093e\u0928, \u092f\u093e \u092e\u093f\u0928\u0940 \u0938\u094d\u091f\u0947\u091f\u092e\u0947\u0902\u091f \u091c\u0948\u0938\u0940 \u0938\u0947\u0935\u093e\u090f\u0902 \u0926\u0947\u0924\u0947 \u0939\u0948\u0902, \u091c\u093f\u0928 \u092a\u0930 \u0915\u092e\u0940\u0936\u0928 \u092e\u093f\u0932\u0924\u093e \u0939\u0948. \u092f\u0939 \u0938\u0947\u0935\u093e \u0914\u0930 \u0932\u0947\u0928\u0926\u0947\u0928 \u0915\u0940 \u0938\u0902\u0916\u094d\u092f\u093e \u092a\u0930 \u0928\u093f\u0930\u094d\u092d\u0930 \u0915\u0930\u0924\u093e \u0939\u0948, \u0932\u0947\u0915\u093f\u0928 \u092a\u094d\u0930\u0924\u093f \u0932\u0947\u0928\u0926\u0947\u0928 2 \u0938\u0947 10 \u0930\u0941\u092a\u092f\u0947 \u0924\u0915 \u0935\u0938\u0942\u0932\u093e \u091c\u093e\u0924\u093e \u0939\u0948. \u0907\u0938\u0915\u0947 \u0905\u0932\u093e\u0935\u093e \u092c\u0948\u0902\u0915 \u0905\u092a\u0928\u0947 ATM \u092e\u0947\u0902 \u0928\u0915\u0926\u0940 \u0921\u093e\u0932\u0924\u0947 \u0939\u0948\u0902, \u091c\u093f\u0938\u0938\u0947 \u0917\u094d\u0930\u093e\u0939\u0915\u094b\u0902 \u0915\u094b \u0936\u093e\u0916\u093e \u092e\u0947\u0902 \u091c\u093e\u0928\u0947 \u0915\u0940 \u091c\u0930\u0942\u0930\u0924 \u0915\u092e \u092a\u0921\u093c\u0924\u0940 \u0939\u0948. \u0907\u0938\u0938\u0947 \u092c\u0948\u0902\u0915 \u0915\u093e \u092a\u0930\u093f\u091a\u093e\u0932\u0928 \u0916\u0930\u094d\u091a (\u0915\u0930\u094d\u092e\u091a\u093e\u0930\u0940, \u0938\u092e\u092f) \u092c\u091a\u0924\u093e \u0939\u0948. \u0939\u093e\u0932\u093e\u0902\u0915\u093f \u092f\u0939 \u0907\u0928\u0921\u093e\u092f\u0930\u0947\u0915\u094d‍\u091f \u0915\u092e\u093e\u0908 \u0939\u0948, \u0932\u0947\u0915\u093f\u0928 \u0907\u0938\u0938\u0947 \u092c\u0948\u0902\u0915\u094b\u0902 \u0915\u0940 \u092c\u0921\u093c\u0940 \u0915\u092e\u093e\u0908 \u0939\u094b\u0924\u0940 \u0939\u0948, \u092f\u093e\u0928\u0940 \u092c\u091a\u0924 \u0939\u094b\u0924\u093e \u0939\u0948.<\/p>\n

ATM \u0938\u0902\u091a\u093e\u0932\u0928: \u0932\u093e\u0917\u0924 \u092c\u0928\u093e\u092e \u0915\u092e\u093e\u0908<\/strong><\/p>\n

\n\u0915\u093f\u0938\u0940 \u092d\u0940 \u092c\u093f\u091c\u0928\u0947\u0938 \u092e\u0947\u0902 \u0918\u093e\u091f\u093e \u0924\u092d\u0940 \u0939\u094b\u0924\u093e \u0939\u0948, \u091c\u092c \u0915\u092e\u093e\u0908 \u0938\u0947 \u091c\u094d\u092f\u093e\u0926\u093e \u0932\u093e\u0917\u0924 \u0915\u0940 \u0930\u093e\u0936\u093f \u0939\u094b. \u092b\u093f\u0932\u0939\u093e\u0932 ATM \u092c\u093f\u091c\u0928\u0947\u0938 \u0915\u0947 \u0938\u093e\u0925 \u0915\u0941\u091b \u0910\u0938\u093e \u0939\u094b \u0930\u0939\u093e \u0939\u0948. \u091c\u094d\u092f\u093e\u0926\u093e \u0932\u093e\u0917\u0924 \u0939\u0948, \u0932\u0947\u0915\u093f\u0928 \u0906\u092e\u0926\u0928\u0940 \u0926\u093f\u0928\u094b\u0926\u093f\u0928 \u0918\u091f\u0924\u0940 \u091c\u093e \u0930\u0939\u0940 \u0939\u0948.<\/p>\n

  – ATM \u0932\u0917\u093e\u0928\u0947 \u092e\u0947\u0902 2-5 \u0932\u093e\u0916 \u0930\u0941\u092a\u092f\u0947 \u0916\u0930\u094d\u091a. (\u092e\u0936\u0940\u0928, \u0938\u0949\u092b\u094d\u091f\u0935\u0947\u092f\u0930, \u0907\u0902\u0938\u094d\u091f\u0949\u0932\u0947\u0936\u0928)<\/p>\n

– \u0930\u0916\u0930\u0916\u093e\u0935: \u092c\u093f\u091c\u0932\u0940, \u0938\u0941\u0930\u0915\u094d\u0937\u093e, \u0928\u0915\u0926\u0940 \u092d\u0930\u093e\u0908, \u0914\u0930 \u092e\u0930\u092e\u094d\u092e\u0924 \u092a\u0930 \u0915\u0930\u0940\u092c \u0939\u0930 \u092e\u0939\u0940\u0928\u0947 20,000 \u0930\u0941\u092a\u092f\u0947 \u0938\u0947 50,000 \u0930\u0941\u092a\u092f\u0947 \u0924\u0915 \u0916\u0930\u094d\u091a.
\n– \u0905\u0917\u0930 ATM \u0915\u093f\u0930\u093e\u092f\u0947 \u0915\u0940 \u091c\u0917\u0939 \u092a\u0930 \u0939\u0948, \u0924\u094b \u092b\u093f\u0930 10 \u0938\u0947 20 \u0939\u091c\u093e\u0930 \u0930\u0941\u092a\u092f\u0947 \u092e\u0902\u0925\u0932\u0940 \u0930\u0947\u0902\u091f.<\/p>\n

\u092c\u0948\u0902\u0915\u094b\u0902 \u0915\u093e \u0935\u093f\u0932\u092f \u0914\u0930 \u0932\u093e\u0917\u0924 \u0915\u091f\u094c\u0924\u0940<\/strong>
\n\u0938\u093e\u0930\u094d\u0935\u091c\u0928\u093f\u0915 \u0915\u094d\u0937\u0947\u0924\u094d\u0930 \u0915\u0947 \u092c\u0948\u0902\u0915\u094b\u0902 \u0915\u0947 \u0935\u093f\u0932\u092f \u0915\u0947 \u092c\u093e\u0926, \u0915\u0908 \u092c\u0948\u0902\u0915 \u090f\u0915 \u0939\u0940 \u0915\u094d\u0937\u0947\u0924\u094d\u0930 \u092e\u0947\u0902 \u092e\u094c\u091c\u0942\u0926 \u0905\u0924\u093f\u0930\u093f\u0915\u094d\u0924 ATM \u0915\u094b \u092c\u0902\u0926 \u0915\u0930 \u0930\u0939\u0947 \u0939\u0948\u0902, \u0924\u093e\u0915\u093f \u0932\u093e\u0917\u0924 \u0915\u092e \u0939\u094b. \u0907\u0938\u0938\u0947 ATM \u0915\u0940 \u0915\u0941\u0932 \u0938\u0902\u0916\u094d\u092f\u093e \u0938\u094d\u0925\u093f\u0930 \u092f\u093e \u0915\u092e \u0939\u094b \u0930\u0939\u0940 \u0939\u0948. \u0932\u0947\u0915\u093f\u0928 \u092e\u094c\u091c\u0942\u0926\u093e \u092e\u0936\u0940\u0928\u094b\u0902 \u092a\u0930 \u0926\u092c\u093e\u0935 \u092c\u0922\u093c \u0930\u0939\u093e \u0939\u0948.<\/p>\n

 ATM \u0915\u0948\u0938\u0947 \u0911\u092a\u0930\u0947\u091f \u0939\u094b\u0924\u093e \u0939\u0948?
\n\u092d\u093e\u0930\u0924 \u092e\u0947\u0902 ATM \u0938\u0947\u0935\u093e \u0914\u0930 \u0915\u092e\u093e\u0908 \u0907\u0938 \u092c\u093e\u0924 \u092a\u0930 \u0928\u093f\u0930\u094d\u092d\u0930 \u0915\u0930\u0924\u0940 \u0939\u0948 \u0915\u093f ATM \u0915\u094b \u0915\u094c\u0928 \u0938\u0902\u091a\u093e\u0932\u093f\u0924 \u0915\u0930 \u0930\u0939\u093e \u0939\u0948- \u092c\u0948\u0902\u0915, \u0935\u094d\u0939\u093e\u0907\u091f-\u0932\u0947\u092c\u0932 ATM \u0911\u092a\u0930\u0947\u091f\u0930 (WLAs), \u092f\u093e \u0915\u094b\u0908 \u0924\u0940\u0938\u0930\u0940 \u092a\u093e\u0930\u094d\u091f\u0940.<\/p>\n

\u0935\u094d\u0939\u093e\u0907\u091f-\u0932\u0947\u092c\u0932 ATM (WLA) \u092e\u0949\u0921\u0932<\/strong>
\n\u092d\u093e\u0930\u0924 \u092e\u0947\u0902 \u091f\u093e\u091f\u093e \u0915\u092e\u094d\u092f\u0941\u0928\u093f\u0915\u0947\u0936\u0902\u0938 (Indicash), Hitachi Payment Services \u0914\u0930 Vakrangee \u091c\u0948\u0938\u0947 WLA \u0911\u092a\u0930\u0947\u091f\u0930 ATM \u091a\u0932\u093e\u0924\u0947 \u0939\u0948\u0902. \u092f\u0947 \u092c\u0948\u0902\u0915 \u0928\u0939\u0940\u0902 \u0939\u094b\u0924\u0947 \u0939\u0948\u0902, \u0932\u0947\u0915\u093f\u0928 \u092f\u0947 \u092c\u0948\u0902\u0915\u094b\u0902 \u0921\u0940\u0932 \u0915\u0930 ATM \u0915\u094b \u0911\u092a\u0930\u0947\u091f \u0915\u0930\u0924\u0947 \u0939\u0948\u0902.<\/p>\n

\u0907\u0902\u0921\u093f\u092f\u093e1 \u092a\u0947\u092e\u0947\u0902\u091f\u094d\u0938 (India1 Payments): \u092a\u0939\u0932\u0947 \u091f\u093e\u091f\u093e \u0915\u092e\u094d\u092f\u0941\u0928\u093f\u0915\u0947\u0936\u0902\u0938 \u092a\u0947\u092e\u0947\u0902\u091f \u0938\u0949\u0932\u094d\u092f\u0942\u0936\u0902\u0938 \u0915\u0947 \u0928\u093e\u092e \u0938\u0947 \u091c\u093e\u0928\u0940 \u091c\u093e\u0924\u0940 \u0925\u0940. \u092f\u0939 \u092d\u093e\u0930\u0924 \u092e\u0947\u0902 \u0938\u092c\u0938\u0947 \u092c\u0921\u093c\u093e WLA \u0911\u092a\u0930\u0947\u091f\u0930 \u0939\u0948, \u091c\u093f\u0938\u0915\u0947 \u092a\u093e\u0938 10,000+ ATM \u0939\u0948\u0902. \u0917\u094d\u0930\u093e\u092e\u0940\u0923 \u0907\u0932\u093e\u0915\u094b\u0902 \u0907\u0938\u0915\u0947 \u091c\u094d\u092f\u093e\u0926\u093e ATM \u0939\u0948\u0902. \u0939\u093f\u091f\u093e\u091a\u0940 \u092a\u0947\u092e\u0947\u0902\u091f \u0938\u0930\u094d\u0935\u093f\u0938\u0947\u091c (Hitachi Payment Services) \u0915\u0947 \u0924\u0939\u0924 \u0939\u091c\u093e\u0930\u094b\u0902 ATM \u0911\u092a\u0930\u0947\u091f \u0915\u093f\u090f \u091c\u093e\u0924\u0947 \u0939\u0948\u0902. \u092f\u0939 \u0924\u0915\u0928\u0940\u0915\u0940 \u0914\u0930 \u092a\u094d\u0930\u092c\u0902\u0927\u0928 \u0938\u0947\u0935\u093e\u090f\u0902 \u092d\u0940 \u0926\u0947\u0924\u093e \u0939\u0948.<\/p>\n

\u0935\u094d\u0939\u093e\u0907\u091f \u0932\u0947\u092c\u0932 ATM \u0911\u092a\u0930\u0947\u091f\u0930 (WLAOs) \u0928\u0947 25,000 \u0938\u0947 \u0905\u0927\u093f\u0915 ATM \u0932\u0917\u093e\u0928\u0947 \u092e\u0947\u0902 1000 \u0915\u0930\u094b\u0921\u093c \u0930\u0941\u092a\u092f\u0947 \u0938\u0947 \u091c\u094d\u092f\u093e\u0926\u093e \u0916\u0930\u094d\u091a \u0915\u093f\u090f. \u0932\u0947\u0915\u093f\u0928 \u0915\u092e \u0932\u0947\u0928\u0926\u0947\u0928 \u0915\u0947 \u0915\u093e\u0930\u0923 \u0935\u0947 \u092d\u0940 \u0918\u093e\u091f\u0947 \u092e\u0947\u0902 \u0939\u0948\u0902. \u0939\u093e\u0932\u093e\u0902\u0915\u093f \u092c\u0921\u093c\u0947 \u092c\u0948\u0902\u0915 \u091c\u0948\u0938\u0947 SBI \u0905\u092a\u0928\u0940 \u0935\u093f\u0936\u093e\u0932 \u0928\u0947\u091f\u0935\u0930\u094d\u0915 \u0914\u0930 \u092c\u093e\u091c\u093e\u0930 \u0939\u093f\u0938\u094d\u0938\u0947\u0926\u093e\u0930\u0940 \u0915\u0947 \u0915\u093e\u0930\u0923 \u0905\u092d\u0940 \u092d\u0940 \u0932\u093e\u092d \u0915\u092e\u093e \u092a\u093e \u0930\u0939\u0947 \u0939\u0948\u0902.<\/p>\n

\u090f\u091c\u0940\u090f\u0938 \u091f\u094d\u0930\u093e\u0902\u0938\u090f\u0915\u094d\u091f \u091f\u0947\u0915\u094d\u0928\u094b\u0932\u0949\u091c\u0940\u091c (AGS Transact Technologies): \u092f\u0939 \u092d\u0940 \u090f\u0915 \u092a\u094d\u0930\u092e\u0941\u0916 WLA \u0911\u092a\u0930\u0947\u091f\u0930 \u0939\u0948, \u091c\u094b ATM \u0915\u0947 \u0938\u093e\u0925-\u0938\u093e\u0925 \u092a\u0947\u092e\u0947\u0902\u091f \u0938\u0949\u0932\u094d\u092f\u0942\u0936\u0902\u0938 \u092a\u094d\u0930\u0926\u093e\u0928 \u0915\u0930\u0924\u093e \u0939\u0948. \u091c\u092c\u0915\u093f \u0935\u0948\u0915\u0947\u0902\u091a\u0930 (Vakrangee) \u0917\u094d\u0930\u093e\u092e\u0940\u0923 \u0915\u094d\u0937\u0947\u0924\u094d\u0930\u094b\u0902 \u092e\u0947\u0902 ATM \u0914\u0930 \u092c\u0948\u0902\u0915\u093f\u0902\u0917 \u0938\u0947\u0935\u093e\u090f\u0902 \u092a\u094d\u0930\u0926\u093e\u0928 \u0915\u0930\u0924\u093e \u0939\u0948.<\/p>\n

FSS (Financial Software and Systems): \u0915\u0908 \u092c\u0948\u0902\u0915\u094b\u0902 \u0915\u0947 \u0932\u093f\u090f ATM \u0928\u0947\u091f\u0935\u0930\u094d\u0915 \u0915\u094b \u092e\u0948\u0928\u0947\u091c \u0915\u0930\u0924\u093e \u0939\u0948, \u091c\u093f\u0938\u092e\u0947\u0902 \u0938\u093e\u0907\u091f \u091a\u092f\u0928, \u0930\u0916\u0930\u0916\u093e\u0935 \u0914\u0930 \u092e\u0949\u0928\u093f\u091f\u0930\u093f\u0902\u0917 \u0936\u093e\u092e\u093f\u0932 \u0939\u0948.<\/p>\n

\u092d\u093e\u0930\u0924 \u092e\u0947\u0902 ATM \u0915\u094b \u0911\u092a\u0930\u0947\u091f \u0915\u0930\u0928\u0947 \u0914\u0930 \u0915\u0948\u0936 \u092a\u094d\u0930\u092c\u0902\u0927\u0928 (\u0930\u093f\u092a\u094d\u0932\u0947\u0928\u093f\u0936\u092e\u0947\u0902\u091f) \u0938\u0947 \u091c\u0941\u0921\u093c\u0940 \u0915\u0902\u092a\u0928\u093f\u092f\u093e\u0902 \u0926\u094b \u0905\u0932\u0917-\u0905\u0932\u0917 \u0936\u094d\u0930\u0947\u0923\u093f\u092f\u094b\u0902 \u092e\u0947\u0902 \u0906\u0924\u0940 \u0939\u0948\u0902. ATM \u0911\u092a\u0930\u0947\u091f\u0930- ATM \u0928\u0947\u091f\u0935\u0930\u094d\u0915 \u0915\u094b \u092e\u0948\u0928\u0947\u091c \u0915\u0930\u0924\u0940 \u0939\u0948. \u0915\u0948\u0936 \u0930\u093f\u092a\u094d\u0932\u0947\u0928\u093f\u0936\u092e\u0947\u0902\u091f \u0915\u0902\u092a\u0928\u093f\u092f\u093e\u0902- ATM \u092e\u0947\u0902 \u0928\u0915\u0926\u0940 \u0921\u093e\u0932\u0928\u0947 \u0915\u093e \u0915\u093e\u092e \u0915\u0930\u0924\u0940 \u0939\u0948\u0902. \u0915\u0941\u091b \u0915\u0902\u092a\u0928\u093f\u092f\u093e\u0902 \u0926\u094b\u0928\u094b\u0902 \u0915\u093e\u092e \u0915\u0930\u0924\u0940 \u0939\u0948\u0902.<\/p>\n

\u092d\u093e\u0930\u0924 \u092e\u0947\u0902 ATM \u0911\u092a\u0930\u0947\u091f \u0915\u0930\u0928\u0947 \u0935\u093e\u0932\u0940 \u092a\u094d\u0930\u092e\u0941\u0916 \u0915\u0902\u092a\u0928\u093f\u092f\u093e\u0902<\/strong>
\n\u0938\u094d\u091f\u0947\u091f \u092c\u0948\u0902\u0915 \u0911\u092b \u0907\u0902\u0921\u093f\u092f\u093e (SBI): \u092d\u093e\u0930\u0924 \u092e\u0947\u0902 \u0938\u092c\u0938\u0947 \u092c\u0921\u093c\u093e ATM \u0928\u0947\u091f\u0935\u0930\u094d\u0915 SBI \u0915\u093e \u0939\u0948, \u0938\u093e\u0932 2023-24 \u0924\u0915 \u0926\u0947\u0936 \u092e\u0947\u0902 65,000 \u0905\u0927\u093f\u0915 ATM \u0925\u0947. SBI \u0905\u092a\u0928\u0940 \u092e\u0936\u0940\u0928\u094b\u0902 \u0915\u094b \u0938\u094d\u0935\u092f\u0902 \u0911\u092a\u0930\u0947\u091f \u0915\u0930\u0924\u093e \u0939\u0948 \u0914\u0930 \u092c\u093e\u091c\u093e\u0930 \u0915\u093e \u0932\u0917\u092d\u0917 30% \u0939\u093f\u0938\u094d\u0938\u093e \u0930\u0916\u0924\u093e \u0939\u0948.<\/p>\n

HDFC \u092c\u0948\u0902\u0915, ICICI \u092c\u0948\u0902\u0915, PNB, BoB: \u092f\u0947 \u092c\u0921\u093c\u0947 \u0928\u093f\u091c\u0940 \u0914\u0930 \u0938\u093e\u0930\u094d\u0935\u091c\u0928\u093f\u0915 \u092c\u0948\u0902\u0915 \u0905\u092a\u0928\u0947 ATM \u0928\u0947\u091f\u0935\u0930\u094d\u0915 \u0915\u094b \u0911\u092a\u0930\u0947\u091f \u0915\u0930\u0924\u0947 \u0939\u0948\u0902. \u0907\u0928\u0915\u0947 \u092a\u093e\u0938 \u0939\u091c\u093e\u0930\u094b\u0902 ATM \u0939\u0948\u0902, \u091c\u094b \u092e\u0941\u0916\u094d\u092f \u0930\u0942\u092a \u0938\u0947 \u0907\u0928\u0915\u0947 \u0905\u092a\u0928\u0947 \u0917\u094d\u0930\u093e\u0939\u0915\u094b\u0902 \u0915\u0947 \u0932\u093f\u090f \u0939\u0948\u0902.<\/p>\n

\u0915\u0948\u0936 \u0921\u093e\u0932\u0928\u0947 \u0935\u093e\u0932\u0940 \u092a\u094d\u0930\u092e\u0941\u0916 \u0915\u0902\u092a\u0928\u093f\u092f\u093e\u0902 (\u0915\u0948\u0936 \u0930\u093f\u092a\u094d\u0932\u0947\u0928\u093f\u0936\u092e\u0947\u0902\u091f):<\/strong>
\nCMS \u0907\u0928\u094d\u092b\u094b \u0938\u093f\u0938\u094d\u091f\u092e\u094d\u0938 (CMS Info Systems): \u092d\u093e\u0930\u0924 \u092e\u0947\u0902 \u0938\u092c\u0938\u0947 \u092c\u0921\u093c\u0940 \u0915\u0948\u0936 \u092e\u0948\u0928\u0947\u091c\u092e\u0947\u0902\u091f \u0915\u0902\u092a\u0928\u0940 \u0939\u0948, \u091c\u094b 2,55,000+ ATM \u0938\u0947\u0935\u093e \u0926\u0947\u0924\u0940 \u0939\u0948. \u092f\u0939 ATM \u092e\u0947\u0902 \u0915\u0948\u0936 \u0921\u093e\u0932\u0928\u0947, \u0930\u0916\u0930\u0916\u093e\u0935 \u0914\u0930 \u0938\u0941\u0930\u0915\u094d\u0937\u093e \u0915\u093e \u0915\u093e\u092e \u0915\u0930\u0924\u0940 \u0939\u0948.<\/p>\n

SIS \u092a\u094d\u0930\u094b\u0938\u0947\u0917\u0941\u0930 (SIS Prosegur): \u0915\u0948\u0936-\u0907\u0928-\u091f\u094d\u0930\u093e\u0902\u091c\u093f\u091f (CIT), ATM \u0930\u093f\u092a\u094d\u0932\u0947\u0928\u093f\u0936\u092e\u0947\u0902\u091f \u0914\u0930 \u092b\u0930\u094d\u0938\u094d\u091f \u0932\u0947\u0935\u0932 \u092e\u0947\u0902\u091f\u0947\u0928\u0947\u0902\u0938 (FLM) \u0915\u093e \u0915\u093e\u092e \u0915\u0930\u0924\u0940 \u0939\u0948. \u092f\u0939 \u0938\u092d\u0940 \u0930\u093e\u091c\u094d\u092f\u094b\u0902 \u092e\u0947\u0902 \u0938\u0947\u0935\u093e\u090f\u0902 \u0926\u0947\u0924\u0940 \u0939\u0948.<\/p>\n

ATM \u0915\u093e\u0930\u094b\u092c\u093e\u0930 \u0918\u091f\u0928\u0947 \u0938\u0947 \u0921\u0942\u092c\u0928\u0947 \u0932\u0917\u0940 \u0915\u0902\u092a\u0928\u0940<\/strong>
\nATM \u092c\u093f\u091c\u0928\u0947\u0938 \u092e\u0947\u0902 \u0918\u093e\u091f\u0947 \u0915\u0940 \u0935\u091c\u0939 \u0938\u0947 \u0935\u094d\u0939\u093e\u0907\u091f \u0932\u0947\u092c\u0932 ATM \u0911\u092a\u0930\u0947\u091f\u0930 (WLA) \u090f\u091c\u0940\u090f\u0938 \u091f\u094d\u0930\u093e\u0902\u0938\u090f\u0915\u094d\u091f \u091f\u0947\u0915\u094d\u0928\u094b\u0932\u0949\u091c\u0940\u091c (AGS Transact Technologies) \u0915\u0902\u092a\u0928\u0940 \u0921\u0942\u092c\u0928\u0947 \u0915\u0947 \u0915\u0917\u093e\u0930 \u092a\u0930 \u092a\u0939\u0941\u0902\u091a \u091a\u0941\u0915\u0940 \u0939\u0948. \u0924\u092e\u093e\u092e \u092c\u0921\u093c\u0947 \u0905\u0927\u093f\u0915\u093e\u0930\u0940 \u0907\u0938\u094d\u0924\u0940\u092b\u0947 \u0926\u0947 \u0930\u0939\u0947 \u0939\u0948\u0902. \u0907\u0938 \u0915\u0902\u092a\u0928\u0940 \u0915\u093e IPO \u0938\u093e\u0932 2022 \u092e\u0947\u0902 \u0906\u092f\u093e \u0925\u093e, \u0914\u0930 \u0915\u0941\u091b \u0938\u093e\u0932 \u092a\u0939\u0932\u0947 \u0924\u0915 \u0915\u0902\u092a\u0928\u0940 \u0915\u093e \u0936\u093e\u0928\u0926\u093e\u0930 \u092c\u093f\u091c\u0928\u0947\u0938 \u0925\u093e. \u0932\u0947\u0915\u093f\u0928 \u092a\u093f\u091b\u0932\u0947 \u0915\u0941\u091b \u092e\u0939\u0940\u0928\u094b\u0902 \u0938\u0947 \u0915\u0902\u092a\u0928\u0940 \u0932\u0917\u093e\u0924\u093e\u0930 \u0906\u0930\u094d\u0925\u093f\u0915 \u0938\u0902\u0915\u091f \u0938\u0947 \u091c\u0942\u091d \u0930\u0939\u0940 \u0939\u0948.<\/p>\n

AGS Transact Technologies \u0915\u0947 \u0936\u0947\u092f\u0930 \u092a\u093f\u091b\u0932\u0947 \u090f\u0915 \u092e\u0939\u0940\u0928\u0947 \u092e\u0947\u0902 60 \u092b\u0940\u0938\u0926\u0940 \u0924\u0915 \u091f\u0942\u091f \u091a\u0941\u0915\u0947 \u0939\u0948\u0902, \u091c\u092c\u0915\u093f \u090f\u0915 \u0938\u093e\u0932 \u092e\u0947\u0902 90 \u092b\u0940\u0938\u0926\u0940 \u0936\u0947\u092f\u0930 \u0917\u093f\u0930 \u091a\u0941\u0915\u0947 \u0939\u0948\u0902, \u092a\u093f\u091b\u0932\u0947 \u0915\u0908 \u0939\u092b\u094d\u0924\u094b\u0902 \u0938\u0947 \u0936\u0947\u092f\u0930 \u092e\u0947\u0902 \u0932\u0917\u093e\u0924\u093e\u0930 \u0932\u094b\u0905\u0930 \u0938\u0930\u094d\u0915\u093f\u091f \u0932\u0917 \u0930\u0939\u093e \u0939\u0948. \u092f\u093e\u0928\u0940 \u0915\u0902\u092a\u0928\u0940 \u0906\u0930\u094d\u0925\u093f\u0915 \u0924\u094c\u0930 \u092a\u0930 \u092c\u0930\u094d\u092c\u093e\u0926 \u0939\u094b \u091a\u0941\u0915\u0940 \u0939\u0948. \u092b\u093f\u0932\u0939\u093e\u0932 \u0936\u0947\u092f\u0930 \u0915\u0940 \u0915\u0940\u092e\u0924 \u0917\u093f\u0930\u0915\u0930 7 \u0930\u0941\u092a\u092f\u0947 \u0939\u094b \u091a\u0941\u0915\u0940 \u0939\u0948.<\/p>\n","protected":false},"excerpt":{"rendered":"

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